In the event that you quit your job, most employers allow you to keep your 401(k) safely with them, but you won’t be able to contribute to it anymore. It’s in your best interest to ensure you can keep an eye on them by gathering these funds and rolling them over into a new 401(k), IRA, or, if needed, a savings account. This way you can continue to invest in yourself and your retirement, keep track of your money, and plan for your future on your terms. If you have one or multiple employer-based 401(k) accounts, and you’re ready to regain access and control of them, here are three ways to get your earnings and roll over your 401(k).

Due to the COVID-19 pandemic, more and more people in the U.S. have decided to be their own boss and launch a business of their own. Around 23% of aspiring entrepreneurs wanted to finally pursue their passions, while 12% and 6% deemed they’d had enough of corporate America or decided to work for themselves after being laid off, respectively. Following your dreams is a noble ideal, and it’s easy to jump in head first without too much thought on the how’s and why’s. If you are considering starting a business and monetizing your passion, here are a few ways to fund your ambitions.

The process of moving is already a hassle and indeed stressful, but moving to a different country can be more than a pain. However, when you know how to build and manage an excellent credit score, relocating across the border will make finding a home, an automobile and, in some cases, even a job much simpler. Once you obtain your U.S. identifications (i.e. your Social Security Number, green card or work visa), you’ll be able to work with the right financial preparation to build your credit easier, so what can you do before then?

Choosing to file for divorce is never a fun or easy decision. Yet if one or both of you agree it’s time to go your separate ways, the process can become more complicated than simply moving out and changing bank accounts.

Whether or not you and your soon-to-be-ex-spouse combined finances or not, your financial situation is important to begin taking the next steps once you file for divorce. It’s crucial to make a list of both your and their income, individual and marital assets and debts.

An IRA is an Individual Retirement Account designed to make your money work for you. IRAs aim to secure your financial freedom as you plan your retirement. Like many investment accounts, an IRA includes a variety of benefits such as tax advantages. While a standard savings account is great, investing your funds into an IRA helps your money grow rapidly—even from just one contribution.

ETF stands for exchange-traded funds. These are a type of investment that utilizes the two very popular investment vehicles: mutual funds and stocks. ETFs are similar to mutual funds as they offer plenty of ways to diversify your portfolio. In addition, they usually have lower expense ratio fees compared to mutual funds.

Understanding your relationship with money is your saving grace when it comes to improving your finances. When you consider what money means to you—and why—you realize why you treat money the way you do. For example, if you reflect on your spending habits, what do they look like? Are you an impulse buyer? Or are you frugal? Oftentimes when we struggle with our finances, it’s because we are either abusing or neglecting our money.

Whether that means expanding your business or perfecting your savings plan, our team at Fyvie Financial ensures you and your family’s financial needs come first. 

Creating a financial plan is making a personal step-by-step guide to help you achieve your money goals and other aspirations involving money.